Honey Advisory helps W2 employers review the Payroll Optimization Program: a benefits package for your team, paired with a payroll-tax structure that may lower what you owe. Book a free 15-minute consultation to see whether it fits your business.
Book Your Free ConsultationThe program is built for businesses with a stable, year-round W2 workforce. Confirm your business meets all of the following before booking — it saves everyone time.
If you have W2 employees, you pay FICA tax on their wages — and depending on how your benefits are structured, part of that cost may be reducible. Most owners never look, because payroll feels like a line item you can't touch. It takes about 15 minutes to find out whether yours is one you can.
Your employees are enrolled in a package of real preventative-care and telehealth benefits. The program is designed so your team gains this coverage without a reduction in their take-home pay.
On the employer side, a portion of compensation is restructured as pre-tax benefits, which the program projects can lower your FICA payroll tax — the program cites roughly $1,100 per enrolled qualifying employee per year. Whether that figure applies to your business, and how the arrangement is treated for tax purposes, depends on your specific situation.
There's no setup fee to participate. Before you enroll, you and your accountant receive the full program documentation and the tax provisions it relies on, so you can evaluate it for yourself. We don't ask you to take compliance on faith — we ask you to review it.
This is an illustration using the program's own per-employee figure — not a quote and not a guarantee. Your actual result depends on your employee count, wages, hours, eligibility, and how the arrangement is structured. An advisor confirms real numbers during your review.
Based on the program's cited figure of ~$1,100 per enrolled qualifying employee. Not a quote. Individual results vary.
Book a Free ConsultationAn advisor looks at your employee count, hours, wages, and work status to see whether the program is a fit. The review is free and takes about 15 minutes.
You receive the program documentation and the tax provisions behind it. Nothing moves forward until you're satisfied it's right for your business.
If it checks out for you, your team is enrolled in their benefits and any payroll-tax changes are applied through your normal payroll cycle.
Enrollment gives your employees access to a real benefits package. The program is designed so their take-home pay isn't reduced — an advisor confirms the specifics for your team during the review.
A 15-minute look at whether the program fits your business. No cost, no commitment.
You get the program paperwork and the tax provisions it relies on, so your own advisor can evaluate it.
There's no fee to participate. The program is structured so projected tax savings fund it.
Employee benefits are administered through licensed third-party benefits providers.
Book a free consultation to look at your payroll and whether this makes sense for you.
Book Your Free 15-Minute Consultation